$500 to $50k in 60 Days in Business Credit Cards

and Business Loans

Need $50k for your business?

Make sure you establish your business credit score and not just rely on your FICO score.

Not all loan officers understand about business credit scores or would tell you about it. This could be hurting your business and you personally.

Hello, we are Brilliant Credit Score.

Brilliant because you deserve a brilliant future in your personal and business life.

We have been working with small business owners on tax and loan problems since 2011. We are definitely the right team for your upcoming project.

Unlike others, we don’t want to start with pitching our services.

Instead, we want to show you why it is so important to start building your Business Credit Score as soon as possible, whether you do it on your own, with somebody else, or working with us.

Remember: it is important to get a basic understanding of Business Credit Scores and how important they are to you and your business.

What is a Business Credit Score and why do you need it?

Everyone knows their personal credit score, or FICO score. This score dictates how easily you get a car loan, student loan, how low the interest rate for a mortgage is, and so on.

Even when you have been in business for quite a while and can show good sales and revenues over the years, the moment you need a loan for expansion or you need to buy new equipment, the bank will look at your FICO score.

Then what in the world is a business credit score? And do you need one?

Your personal credit score measures your creditworthiness. This means your personal ability to pay back a debt.

Your business credit score measures the ability of your business to meet its financial obligation.

Hm… sounds pretty much like the same thing: can you repay a debt.

Now here is the interesting thing which 99.98% of all small business owners do not know: you can get a loan based solely on your business credit score.

This means that you do NOT have to use your personal credit score and you do NOT have to pledge any personal assets as collateral. You do NOT have to give personal guarantees and you do NOT have to put up your house as collateral.

So your personal assets, home, car, vacation home, boat, racehorse, remain your personal assets and can be further protected by being put into a trust. And yet you will be able to get a loan, any loan, based solely on your business credit score.

Flex your Financial Muscles

In order to flex your financial muscles, you have to build them first. It’s like working out in the gym or preparing to run the Boston marathon: you have to do something a little bit every day. Or you won’t be prepared when the big day arrives and you are at the starting line of the marathon. Or, as a small business owner, there is an emergency and you need some money right away. Or there is an opportunity and you need funds to take advantage of this opportunity.

Only, you can’t flex your financial muscles because you don’t have any.

You forgot to do something little every day. You didn’t prepare for the big event by getting your financial six-pack ready.

What does it take to get a Financial Six-Pack?

Like the saying goes: knowledge is power. And 99.98% of all small business owners do not know about a Business Credit Score. You are working hard and busy with running your business and really, frankly, banks don’t tell you about a Business Credit Score because they are very happy to get your personal assets as collateral.

There are a few things you have to establish. Some things you may already have in place. For example a website, or a social media presence with a Facebook page and Instagram account. Ten years ago nobody cared about this. Nowadays lenders will look if you have this.

There is a whole list of things that need to be set up or vetted or improved. That’s where we will hold your hand and coach you through it all. We’ll have weekly sessions and you will have a dedicated coach assigned to you to keep you on track.

What can you use a Business Credit Score for?

Do you want a loan? Maybe a line of credit at your supplier? Especially if you are in construction. Do you have a fleet of vehicles and could use a gas credit card? How about getting a business credit card for up to 50k and with 0% interest?

All of this is possible when you have a good business credit score.

A business credit score can go from 0 to 100 with Dun & Bradstreet. Anything above 80 is already very good. Of course, you can reach a score of 100 and then maintain it for every business that you own.

A score of above 80 will give you access to all kinds of business loans, business credit cards and line of credits. And every single one of those is only tied to your business. Not to you, your FICO score, or your personal assets.

Facts about Personal Credit Cards

When you max out your personal credit cards, your personal credit score will take a hit. If you don’t pay on time, it will take a hit. You have to watch like a hawk that you are not a day late – and how often does this happen especially with weekends and holidays sneaking up on us.

You have to ideally maintain a balance of not using more than  30% of your credit card limit. You go over it just by 1%, your credit score will take a hit. It’s a system run by computer software and it’s catching every little mistake and it is very hard to get to talk to an agent and have a penalty removed or undone.

We all know how long it takes to remove negative entries.:(

Facts about Business Credit Cards

A business credit card is not tied to your social security number. It is solely tied to your business EIN or TID number.

You can use the full limit of a business credit card without risking taking a hit in your rating. On top of it, you only have to pay back per month 1% of the amount that you are using. Now this makes a whole world of difference in having funds available and how to use them.

What can you qualify for with a good Business Credit Score?

The sky is more or less the limit. From business credit cards, to lines-of-credit, to low or 0% business loans: the higher your business credit score, the easier to get approved. You can go from 0 to 60 days and get business credit cards for $50K. Give it another two to three months, and you will easily qualify for $250k in business loans. The more you mature your score, the more you will be able to get in return.

Remember, though, that your financial six-pack is only as good as what you put into it. This means: you have to set up your business in a way that it can prove that it can meet its financial obligation. This is where we come in and help you prepare and develop this awesome financial six-pack.


Even though you are in business right now and work hard, you may not appear to the lending institutions as a credit-worthy business. Everything is a system and the sooner you follow the rules of the system, the sooner you can play by it and utilize it to your advantage. Having a financial six-pack requires some effort and time on your part, but if you diligently work on it every day or week according to our instructions, you’ll see the results very very quickly. And once you have this six-pack, it is very easy to maintain and reap all the benefits of having a brilliant business credit score.

Why Work With Us?

Great Track Record

  1. Our team worked since 2011 with hundreds of small business owners successfully in matters regarding asset protection and acquiring business loans to the best possible conditions.
  2. We coached small business owners to success in tax courts for the last five years.
  3. We cleaned up small business owners’ personal credit scores.
We learned how important a good Business Credit Score is for small business owners. 
The Best Support

We are in our 11th year of working with small business owners. And we are still working with repeat clients from 11 years ago.

You’ll Always Have Peace of Mind When Working With Us

Because Your Success is Our Greatest Accomplishment

GET STARTED HERE or call us at 800-919-1670